Property-condition record
Observable exterior, interior, major-system, safety, habitability, visible-damage, and access limitations with permitted evidence.
Owner-Occupant REO Readiness
Make property condition easier for qualified owner-occupants to evaluate.
Distressed and bank-owned properties can be difficult for owner-occupants to assess. This proposed package connects authorized property assessment and documented scope ranges with buyer-specific payment, cash, and modeled renovation-capacity analysis.
The goal is to test whether clearer information creates more actionable owner-occupant consideration—not to promise a sale price or disposition outcome.
From asking price to property decision
Understand the home, the work, and the financing together.
A discounted list price does not show minimum condition needs, improvement options, expected cost, or the renovation capacity a particular buyer and financing path may support. This pilot would organize the available evidence and route the unresolved decisions.
Property reality
Build a documented starting point before the buyer has to guess.
Every record must identify its source, methodology, freshness, limitations, responsible provider, and required professional review.
Minimum Property Condition Plan
Work appearing necessary for safety, habitability, essential systems, and the configured financing or disposition path, with estimated ranges and exclusions.
Expanded Improvement Plan
Elective updates that may improve suitability, personalization, durability, efficiency, or marketability, with alternatives and estimated ranges.
The package is not an appraisal, engineering report, environmental assessment, code certification, contractor bid, title determination, insurance decision, or warranty unless the responsible qualified provider expressly delivers that identified service.
Personalized financial context
Compare the asset plan with each participating buyer's modeled capacity.
HomeSifter evaluates the property against each buyer's design, location, commute, payment, cash, occupancy, and configured financing profile. The answer belongs to that buyer-property-path combination; it is not a universal property eligibility statement.
Review the Renovation Fit methodConnect buyer capacity to field execution
Move from condition evidence to a controlled repair pathway.
For a selected property, connect HomeSifter's property-level financing analysis with ResiLink's condition scoping, repair options, vendor coordination, evidence collection, and completion workflow—subject to access, market coverage, project authorization, trade qualification, and lender requirements.
See the ResiLink Execution PathwayPilot workflow
Test the information pathway before expanding the operating model.
Start with one authorized asset or a bounded cohort, one supported market, verified property and data access, participating professionals, baseline measures, and explicit continuation gates.
- 01
Authorize the asset and data pathway
Confirm ownership authority, access, permitted data use, disclosure rules, participants, and success measures.
- 02
Assess and scope the property
Document observable condition and prepare minimum and expanded scope ranges with evidence and exclusions.
- 03
Configure the financing lane
Identify participating professionals, supported paths, lender overlays, required evidence, and designated verifiers.
- 04
Activate supported buyer matching
Where authorized, evaluate the asset for relevant participating home seekers in a supported market.
- 05
Measure the result
Track engagement, review, missing information, offers, outcome, operating effort, and cost against an appropriate baseline.
Evidence boundary
What the pilot must not promise.
- A higher sale price or faster disposition
- A guaranteed owner-occupant buyer
- Universal property or loan eligibility
- Guaranteed repair cost, appraisal acceptance, or contractor availability
- Warranty coverage or improved future asset performance
Test the complete pathway
Start with one authorized asset and one measurable decision.
Define the asset, participants, data rights, inspection pathway, lender lane, buyer cohort, baseline, and outcome measures before activation.